IRDAI clarifies on Granting cashless facility for treatment of COVID-19



Quick Summary
The IRDAI has issued a clarification regarding cashless treatment for COVID-19. It has been reported that some hospitals are denying this facility to policyholders, despite them being entitled to it. The IRDAI has stressed that hospitals which have service level agreements with insurance companies are obligated to provide cashless treatment for all procedures, including COVID-19. Policyholders who are denied this service at an enlisted hospital should lodge a complaint with their insurance company.

There are some reports that some hospitals are not granting cashless facility for treatment of Covid-19 despite policyholders being entitled for the cashless treatment under their Policy. In this regard, it is clarified that where insurers have an arrangement with the hospitals for providing cashless facility, such network hospitals are obligated to provide cashless treatment for all treatments including treatment for COVID-19. All the Network Providers (hospitals) who have signed Service Lev
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FAQ :

Yes, hospitals that have signed Service Level Agreements (SLA) with general and health insurers are mandatorily obligated to provide cashless facility for all treatments, including COVID-19, to policyholders.

If you are denied cashless facility at a network hospital, you should send a complaint to your concerned insurance company. Details of Grievance redressal officers can be found on the insurer's website or the IRDAI's website.

Yes, the clarification states that network hospitals must provide cashless facility for 'all treatments including treatment for COVID-19'.

The IRDAI has clarified the rules and directed insurance companies to ensure smooth availability of cashless facilities by actively interacting with hospitals.

Both the network hospitals, through their SLAs with insurers, and the insurance companies, by actively interacting with hospitals, are responsible for ensuring the availability of cashless facilities.




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Finance news reporter covering taxation, GST, income tax, business compliance, and economy updates. I simplify complex financial topics into easy-to-understand articles for professionals, taxpayers, and business owners on leading finance and tax platforms.

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