Modifications in definition of Critical Illnesses prescribed in Guidelines on Standardization in Health Insurance

FCS Deepak Pratap Singh | Last updated: 31 May 2022

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The Insurance Regulatory and Development Authority of India (IRDAI) has issued modifications to the definitions of critical illnesses covered under health insurance policies. These changes, aimed at standardising terminology and ensuring clarity for policyholders, affect conditions such as cancer, multiple sclerosis, and loss of speech. The updated definitions are effective immediately and apply to all insurers unless specified otherwise.

Reference: IRDAI/HLT/REG/CIR/104/5/2022 27.5.2022 Date: 27/05/2022 The extant IRDAI (Health Insurance) Regulations 2016 were notified on 18th July, 2016 superseding IRDA (Health Insurance) Regulations 2013. The Guidelines on Standardization in Health Insurance were issued on 29th July, 2016. Sub

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About the Author

FCS Deepak Pratap Singh

Associate Vice President - Secretarial & Compliance (SBI General Insurance Co. Ltd.)

Dear Friends, MyselfFCSDeepak P. Singh ( B.Sc.. LLB, FCS. FIII, CIAFP, CRMP, ID) , A Fellow Member of ICSI, Law Graduate ,Fellow Member of Insurance Institute of India, Certified Independent Director ,Certified Insurance Anti Fraud Professional , Certified Risk Governance Professional ( ICSI-III) and cleared Limited I ... Read more

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