How to Get Refund If Bank Account Closed After Filing ITR?



Quick Summary
If your bank account has been closed after filing your Income Tax Return (ITR) and your refund cannot be credited, don't worry. You can still receive your refund by updating your new bank account details on the Income Tax Department's e-filing portal. Once your active account information is correctly entered, the refund will be successfully processed.

If you have filed income tax return and your refunds are due, but you come to notice that the bank account you provided is closed.

Refund Due  Update Bank Account on ITR Portal

Now what to do?

You can still receive the amount. 

The refund attempt fails because the bank cannot credit it to a closed account. 

 

To fix this, you should immediately update your new bank account details on the Income Tax Department e-filing portal. 

Once you update the correct account details, the refund can be successfully credited to your new active account.

 

Here is the tweet of Muthukrishnan Dhandapani who shared on platform X, how his wife got a message that her refund couldn't be credited, the auditor then updated her bank account details on the portal, and within a couple of hours the refund was credited.

In Short

If your bank account which has been nominated for refund is closed after filing ITR, do not panic. 

Log in to your e-filing portal, update your account to validate it, and once done the refund will be credited correctly.




About the Author

Finance Professional

I write about personal finance, insurance, credit, forex, digital compliance, and business strategy. My goal is to simplify complex financial and business topics into practical, research-backed insights that help readers make informed decisions with confidence.

Comments :

Related Articles


Loading


Popular Articles





CCI Pro

CCI Articles

submit article


Company
21 October 2026
CA INTER/ BCOM WITH EXPERIENCE

CA S KUMAR GUPTA & CO

Amritsar

CA Inter

View Details
Company
19 October 2026
Accountants/Articles (Freshers/Experienced)

ADY & CO.

New Delhi

Graduate (Any)

View Details
Company
16 October 2026
CA article trainee

Zerdi & Co. Chartered Accountants

Pune

CA Inter

View Details
Company
ARTICLESHIP 22 October 2026
Articleship intern

Srinath Manikanta

Hyderabad

CA Inter

View Details
Company
ARTICLESHIP 28 October 2026
Article assistants

Shyam S Gupta and Company

New Delhi

CA Inter

View Details
Company
28 October 2026
Assistant Director/ Associate Director-Finance & Accounting

Krea University

Chennai

CA

View Details
Company
ARTICLESHIP 23 October 2026
Articled Trainee

J Y & CO

Hyderabad

CA Inter

View Details
Company
ARTICLESHIP 20 October 2026
CA ARTICLE

AMKN & CO

Noida

CA Inter

View Details