Miscellaneous Articles

How part-payment of personal loans reduces your total interest outgo

Posted by Ayush 20 April 2026 54 Views

Interest for a personal loan is generally calculated on the outstanding principal balance during the loan tenure. Making part-payments or paying a lump-sum amou...

How Loan Against ULIP Policy Works for Policyholders

Posted by Aisha 16 April 2026 20 Views

Borrowing limits depend on the policy's fund value, which fluctuates with market performance, while interest accrues over time. Though the policy stays active, any outstanding loan and interest are adjusted against maturity or claim payouts, making it essential to understand both the flexibility and risks involved.

Streamlining Accounting and Tax Compliance for U.S. Home-Service Trades

Posted by Ayush 16 April 2026 21 Views

Learn how U.S. home-service contractors can simplify accounting, track expenses, stay tax compliant, and improve cash flow using digital tools and structured financial systems.

Best Health Insurance Companies in India for Families: How to Evaluate Them Smartly

Posted by CA Ruby Bansal 16 April 2026 23 Views

Choose the right family health insurance in India by comparing claim settlement ratio, hospital network, coverage, waiting periods, premiums, and claim processing time ensuring reliable, long-term financial and healthcare security for your family.

How to Report Life Insurance Maturity Amount in ITR?

Posted by Aisha 14 April 2026 295 Views

As per Indian tax laws, life insurance proceeds must be accurately reported in Income Tax Return (ITR). To show the life insurance maturity amount in ITR, it’s essential to check whether the payout is exempt or taxable.

Wishlists vs Wallets: LazyPay's BNPL Guide for Millennials & Gen Z

Posted by CA Ruby Bansal 11 April 2026 45 Views

Understand how Buy Now Pay Later (BNPL) helps bridge the gap between your wishlist and your wallet. Learn how it works, repayment risks, smart planning tips, and how to use BNPL without disrupting your monthly budget or cash flow.

How Does a Digital Personal Loan Affect Your Credit Score and Approval Chances?

Posted by CA Ruby Bansal 08 April 2026 28 Views

Get a digital personal loan quickly with a 100% online process. Learn how credit score checks, eligibility criteria, and instant loan approval work to secure fast, hassle-free funds with better terms.

Lifestyle SUV vs Practical Hatchback: Where Mahindra Thar and Maruti Suzuki Swift Fit In

Posted by Niyati 08 April 2026 10 Views

Explore the key differences between the Mahindra Thar and Maruti Suzuki Swift. Understand lifestyle vs practicality, features, costs and which car suits your needs best in India's evolving auto market.

Why Smart Investors Are Moving Beyond FDs to Bond Investment Apps

Posted by Shivani 01 April 2026 31 Views

Fixed deposits have long been a safe choice for Indian investors, but rising inflation and lower post-tax returns are prompting many to explore better alternatives. Bonds are emerging as a popular option, offering higher returns, regular income and greater flexibility.