Community & General Articles
'Wilful default' by the borrowers: Whether needs further stringent norms?
1. Introduction: Loans and advances given to borrower becomes non-performing advances (NPA) for a bank, if it ceased to generate income for the bank. This may be for the variety of reasons like, poor credit discipline, Inadequate credit and risk mana
The pioneer myth of CA v/s MBA
Comparing a CA and an MBA is like comparing Mahatma Gandhi and Vijay Mallya. Though both are humans but have poles apart persona, one has a dry-as-a-bone lifestyle, while the other has a fluid lifestyle. Excuse me! I am talking about CAs and MBAs.Any
Benefits to be considered for differently abled in upcoming Budget 2015
To,Honable Finance Minister- Mr. Arun Jaitley Dear Sir,Subject:-Benefits to be considered for differently abled in upcoming Budget 2015 As per estimates more than eighty million people in India suffer from some or the other form of disabilitie
Management of NPA
IMPORTANCE OF HUMAN RESOURCES. Management of non-performing asset (NPA) is one of the foremost challenges of the banks and financial institutions. Most of the time while finding solutions to this issue, the more important aspect of human resources is
Questions to ask while designing Employee Incentive Schemes
Performance Incentive Schemes have all along been considered an important tool in the hands of the management, to differentiate between high performers and others, and to suitably reward the former. Where the overall output is dependent on employee g
P.K.'s view on Indian Tax system. Enjoy it!
KARNITI PART 69 P.K.s view on Indian Tax system. Enjoy it! Arjuna (Fictional Character): Krishna, Aamir Khans recently released movie, P.K., is in Limelight. Tell me, if this cha
Process for PAN application for Resident Indian
Permanent Account Number is a number allotted to a person by the Assessing Officer for the purpose of identification. PAN of the new series has 10 alphanumeric characters and is issued in the form of laminated card with photograph PAN enables the dep
What is credit insurance
CREDIT INSURANCEBefore I begin, though I have discussed about credit insurance in detail, I would like to say that this tyoe of insurance is not usually offered in India. It is a new form and not much talked about. Thank you.WHAT IS IT?Credit insuran
History of Maritime Shipping
1. Shipping history at a glanceFrom time immemorial, people wanted to involve with trading activities at sea. As such when people had started to contemplate carriage of goods and merchandise from one country to another, from one region to another, an
Contribution - the concept I love most
By Contribution, I am referring to Sales minus Variable Cost. In my four decades of working in Industry, I had applied this concept in many organizations, with great gains. For me today, it is perhaps the most important concept in Management Accounti
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