CAclubindia Articles


Life After NPA Settlement: Can You Get a Fresh Bank Loan? A Practical Guide to Rebuilding Creditworthiness

Posted by Ashok Kakkar 20 July 2026 25 Views

Can you get a fresh loan after settling an NPA? Learn how banks assess post-settlement borrowers, the impact of a “Settled” status on CIBIL, waiting periods, and practical steps to rebuild creditworthiness and improve loan eligibility.



Taxpayers Can Now View Foreign Asset Details on AIS Portal

Posted by Shree 18 July 2026 638 Views

Income Tax Department launches Foreign Assets Information (FAI) facility on AIS Compliance Portal. Know how to access foreign asset details, download password-protected reports and submit feedback on discrepancies.



Director Appointment Compliance Checklist under the Companies Act, 2013

Posted by Nandhini Kalyanam 18 July 2026 55 Views

Understand the provisions governing directors' appointment under the Companies Act, 2013, including board composition, DIN, independent directors, disqualifications, rotation, duties, resignation, removal and key compliance requirements for effective corporate governance.



New Tax Rules Effective April 1, 2026: A Practitioner's Guide to the Income-tax Act, 2025 and Related Changes

Posted by Priyanshi Garg 18 July 2026 75 Views

Income Tax Act, 2025 replaces the 1961 Act from April 1, 2026. Explore key changes, including Tax Year concept, Income-tax Rules 2026, revised TCS rates, capital gains taxation, updated return deadlines and essential compliance actions for professionals.



PNB FD Interest Rates 2026 for 444 days: Maximize Your Returns Without a Long Lock-In

Posted by Mitali 17 July 2026 12839 Views

PNB 444-Day FD Scheme offers up to 7.40% interest for super senior citizens on deposits below ₹3 crore. Check latest interest rates, maturity amount, premature withdrawal rules, penalty charges and key benefits before investing.



Income Tax Demand Notice 143(1): Know Why You Received It and What to Do Next?

Posted by Chaitra Seetharam 17 July 2026 6654 Views

Received an Income Tax Demand Notice under Section 143(1)? Learn why CPC issued it, common reasons for tax demand, how to respond online, pay or dispute the demand, timelines and ways to avoid such notices in future.



Old vs New Tax Regime: Which One Should You Choose for AY 2026-27?

Posted by Akshi Akshitha 17 July 2026 1916 Views

Confused between the Old and New Tax Regime for AY 2026-27? Compare tax slabs, deductions, Section 87A rebate, standard deduction, surcharge rates, and key benefits to choose the most tax-efficient option for your income and investments.



From Sanction to Renewal: The Complete Life Cycle of a Working Capital Account

Posted by Ashok Kakkar 17 July 2026 123 Views

Understand the complete life cycle of a working capital account from credit appraisal and sanction to monitoring, renewal, and stress management. Learn how banks and borrowers work together to ensure credit discipline, financial stability and sustainable business growth



Why Passing CA Exams Doesn't Make You Job-Ready for Equity Research (And What Will)

Posted by CA Tushar Makkar 17 July 2026 420 Views

Cleared CA but struggling to break into equity research? Discover the key skills firms look for, common gaps in the CA curriculum, and practical steps to become job-ready with financial modeling, stock pitching, valuation and sector analysis.



7 Common Udyam Registration Mistakes MSMEs Should Avoid

Posted by Rahul Deka 17 July 2026 596 Views

Avoid costly errors in Udyam Registration. Learn the 7 most common mistakes MSMEs make, including wrong NIC codes, incorrect business details, outdated MSME limits, and compliance issues, to ensure smooth registration and benefits.




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