CA Bhargav Nathwani
Dear Friends
Please find enclosed new performance analysis for Debt - secured Investment plans.
The softening trend in inflation has also left the door open for RBI for a rate cut in December. Retail or CPI inflation dipped to a 14-month low of 4.20 per cent in October, while the one based on wholesale prices or WPI fell for the second consecutive month to 3.39 per cent in October.
01. G-sec Funds: For Long term Investors (1 to 3 years & above 3 years)
There is a great opportunity to accumulate/Invest due to low inflation & attractive rate cuts by RBI.
Graphical presentation of G-sec Yield Vs. Indian interest rates:
Decrease in G-sec Yield will increase Return in Investments. Following is the reflection in MF returns of above.
|
Debt - Government securities (popularly known as G-sec) |
||||||
|
Fund |
1-Month Return |
3-Month Return |
1-Year Return |
3-Year Return |
5-Year Return |
10-Year Return |
|
ICICI Prudential Long |
4.51 |
6.76 |
18.58 |
14.85 |
12.73 |
- |
|
Birla Sun Life Dynamic |
4.71 |
6.16 |
18.08 |
13.59 |
11.69 |
10.35 |
|
ICICI Prudential Income |
4.61 |
6.73 |
17.94 |
13.36 |
10.47 |
9.40 |
|
Quantum Dynamic Bond |
4.73 |
6.92 |
17.64 |
- |
- |
- |
|
L&T Flexi Bond Fund |
4.57 |
6.64 |
17.23 |
12.82 |
11.22 |
- |
|
UTI Dynamic Bond Fund |
5.62 |
7.41 |
16.94 |
12.89 |
11.64 |
- |
|
UTI Bond Fund |
5.37 |
7.23 |
16.17 |
12.56 |
10.67 |
8.87 |
02. Debt long term papers (short term - up to 1 Year)
One can invest their surplus funds for up to 1 Year without any capital risk.
|
Debt long term (Long term secured papers) |
||||||
|
Fund |
1-Month Return |
3-Month Return |
1-Year Return |
3-Year Return |
5-Year Return |
10-Year Return |
|
Birla Sun Life Medium |
1.83 |
3.46 |
11.79 |
11.25 |
10.99 |
- |
|
Reliance Regular Savings Fund |
1.25 |
3.14 |
10.86 |
10.22 |
9.67 |
7.84 |
|
DHFL Pramerica Credit Opportunities Fund |
1.08 |
2.89 |
10.65 |
- |
- |
- |
|
ICICI Prudential Regular Savings |
1.46 |
3.19 |
10.12 |
10.15 |
9.48 |
- |
03. Debt Short term papers (Very very short term)
One can invest their surplus funds for any time horizon without any capital risk, propionate returns will be rewarded for such period.
|
Ultra short term funds (Very very short term) |
||||||
|
Fund |
1-Month Return |
3-Month Return |
1-Year Return |
3-Year Return |
5-Year Return |
10-Year Return |
|
DHFL Pramerica Low Duration |
0.83 |
2.26 |
9.35 |
9.35 |
9.43 |
- |
|
ICICI Prudential Savings |
1.13 |
2.56 |
9.31 |
8.98 |
9.15 |
8.38 |
|
Reliance Money Manager Fund |
0.92 |
2.21 |
8.82 |
8.82 |
9.11 |
- |
|
Birla Sun Life Cash Manager |
0.99 |
2.21 |
8.79 |
8.72 |
8.79 |
7.92 |
|
SBI Savings Fund |
0.91 |
2.13 |
8.64 |
8.68 |
9.04 |
8.14 |
You can contact any time for any further information/clarification on above doted matters.
All investments are made in name of yours under your own signature & as MF schemes are electronically linked to investor's notified bank account, error free transfers for investment & realization are ensured.
The author can also be reached at capitalcorp52@gmail.com or nathwani.bhargav@gmail.com
CAclubindia
