When the Next Generation Took the Wheel
(कहानीआगेबढ़ी - अबहिम्मतनेनयारूपलिया)
Every generation carries the same flame of courage - only the way of holding it changes. In Part I, we saw how fearless consistency and hard-earned discipline built the roots of success. But courage, like knowledge, never retires; it simply changes hands.(हरपीढ़ीसाहसकीवहीलौलिएचलतीहै - फर्कसिर्फ़पकड़नेकाहोताहै। Part I मेंहमनेदेखाकिकैसेअनुशासनऔरनिष्ठानेसफलताकीजड़ेंगहरीकीं।परसाहसभी, ज्ञानकीतरह, रिटायरनहींहोता; बसहाथबदलताहै।)
Before beginning, let me share something close to my heart: this article is deliberately written in a bilingual mode - Hindi + English - so that language never becomes a wall between the message and the mind.(शुरूकरनेसेपहलेमेरेदिलकीएकबात: यहलेखजान-बूझकरद्विभाषी (हिन्दी + अंग्रेज़ी) शैलीमेंलिखागयाहै - ताकिभाषाकभीभीसंदेशऔरसमझकेबीचदीवारनबनपाए।)Not every reader is equally comfortable in English; motivation must be felt, not merely read.(हरपाठकअंग्रेज़ीमेंसहजनहींहोता; प्रेरणातोमहसूसकीजानीचाहिए, बसपढ़ीनहीं।)
That afternoon, while our GST Division was catching its breath after a marathon opinion session, CA Pooja smiled and asked:(उसदोपहर, जबहमारी GST Division नेएकलंबी opinion session केबादसाँसली, CA Poojaमुस्कुराकरबोली:)
"Sir, आपकी generation नेतोकमालकरदिया - परक्याआजकेसमयमेंभीडरकेआगेजीतमिलतीहै?"("Sir, your generation achieved miracles - but can one still find victory beyond fear in today's fast-changing world?")
Before I could answer, CA Amit added with a grin:(मेरेजवाबसेपहलेCA Amitनेशरारतीअंदाज़मेंजोड़ा:)
"Sir, अबतोहरजगह AI कीचर्चाहै - क्याये Artificial Intelligence हमारे GST opinions भीलिखनेलगेगी? याफिरआपकीतरह 'real intelligence' अभीभीज़रूरीहै?"("Sir, these days everyone talks about AI - will it start writing our GST opinions too, or is real intelligence like yours still essential?")
We all laughed.(हमसबहँसपड़े।)"Amit," I said, "AI is a brilliant servant but a dangerous master. It can assist and analyse, but it can never replace experience. Build knowledge yourself; AI can copy data but not wisdom."("Amit,"मैंनेकहा, "AI बेहतरीननौकरहैपरख़तरनाकमालिकहै।यहमददकरसकताहै, विश्लेषणकरसकताहै, परअनुभवकीजगहनहींलेसकता।अपनाज्ञानखुदबनाओ; AI डेटाकॉपीकरलेताहै, परबुद्धिनहीं।")
With that reminder, our conversation moved from algorithms to ambition - and the five stories that follow are of people who chose action over fear.(उसीयाददिलानेकेसाथहमारीबातचीत algorithms से ambition कीओरमुड़ी - औरनीचेजोपाँचकहानियाँहैं, वेउनलोगोंकीहैंजिन्होंनेडरसेपहलेकदमउठानेकाचुनावकिया।)
TRUE STORY 1 - ANISH KAPOOR JI: THE COURAGE TO CREATE
(डरसेआगेबढ़नेकीहिम्मत - सफलताकीनईफैक्ट्री)
CA अमित: Sir, आपनेपहलेबतायाथाकिआपकेदामादभी footwear business मेंहैं - क्याउनकी journey भीऐसी inspiring रही?(Amit: Sir, you mentioned your son-in-law is in the footwear business - was his journey equally inspiring?)
CA राजजग्गी:बिल्कुलअमित। Anish Kapoor Ji 2013 मेंकेवल 20 सालकेथेजबउन्होंने Galaxy Footwear मेंकामशुरूकिया।पर wholesale trading में payment recovery कीदिक्कतऔर customer friction नेउन्हें manufacturing कीओरखींचलिया।(CARaj Jaggi: Absolutely, Amit. Anish Kapoor Ji was only 20 in 2013 when he started in Galaxy Footwear. The hardships of payment recovery and customer friction in wholesale trading pushed him toward manufacturing.)
One decisive evening he told his father, "Papa, I want to manufacture, not just trade." His father agreed, and Anish took the plunge.(एकनिर्णायकशामउन्होंनेअपनेपितासेकहा, "पापा, मैं trade नहीं, manufacturing मेंजानाचाहताहूँ।" उनकेपितानेसहमतिदी, और Anish नेकूदलगादी।) From 2013-2018 he endured sleepless nights, production glitches, and clients who doubted small beginnings. But he persisted: sourcing better raw materials, investing in quality checks, negotiating with banks for working capital, and hiring hardworking staff who matched his vision.(2013-2018 केबीचउन्होंनेअनगिनतरातेंजानी- production कीदिक्कतें, clients कीशंका-परउन्होंनेथामानहीं: बेहतर raw materials ढूँढे, quality checks मेंनिवेशकिया, बैंकसे working capital परबातचीतकीऔरमेहनतीस्टाफरखा।)
Today his factory runs steadily; the product is trusted and margins healthy. His early courage paid compound returns.(आजउनकीफैक्ट्रीस्थायीरूपसेचलतीहै; उत्पादभरोसेमंदहैऔर margins ठीकहैं।उनकीशुरुआतीहिम्मतने compound return दिया।)Lesson: Risk measured with persistence turns an idea into industry.(सबक: परिश्रमकेसाथमापागयाजोखिमआइडियाकोउद्योगबनादेताहै।)
TRUE STORY 2 - MS. NIDHI KHOSLA JI: FROM CLASSROOM TO CULINARY CONFIDENCE
(डरसेडिशतक - सपनोंकोनयास्वाददेनेकीहिम्मत)
CA पूजा: Sir, Nidhi Ji का case भी media-worthy है - उन्होंने school job छोड़कर YouTube सेइतनीबड़ीसफलतापाई?(Pooja: Sir, Nidhi Ji's case is media-worthy - she left her school job and found such success on YouTube?)
CA राजजग्गी:हाँपूजा। Nidhi Khosla ने Rohini के reputed school में Science teacher केरूपमें morning-to-evening ज़िम्मेवारियाँनिभाईं।परवोमहसूसकरतीथींकि cooking मेंउनकी real strength है।(CA Raj Jaggi: Yes Pooja. Nidhi Khosla worked as a Science teacher in a reputed Rohini school, handling heavy responsibilities from morning to evening. But she felt her real strength was cooking.)
One brave day she resigned without a guaranteed plan - that required guts. She planned, practiced, and started posting short, crisp, nutritious cooking videos. Initially it was just passion; within months the audience grew.(एकदिनउन्होंनेबिना backup के resign करदिया - साहसचाहिएऐसाकदमउठानेकेलिए।उन्होंने plan किया, practice कीऔर short, nutritious cooking videos डालनाशुरूकिया।शुरुआतमेंयह passion था; कुछमहीनोंमेंदर्शकबढ़गए।)
Within two years she crossed 3 lakh followers and a stable monthly income (~₹2.5 lakh), more than her teaching salary.(दोसालमेंउनके 3 लाखसेऊपर follower होगएऔर monthly income लगभग ₹2.5 लाखबनगई - जोउनकी previous teaching salary सेअधिकथी।)
Lesson:Passion, when combined with discipline and content-quality, converts a hobby into livelihood.(सबक: जुनूनअगर discipline और content quality केसाथहोतोशौककोरोज़ी-रोटीमेंबदलाजासकताहै।)
TRUE STORY 3 - CA HARPREET KAPOOR JI: FROM BALANCE SHEET TO BALANCED LIFE … AND BALANCED DIET
(संतुलनकीमिसाल - पढ़ाई, परिवारऔरप्रेरणाकासंगम)
CA पूजा: Sir, आपकीबड़ीबेटी Harpreet की journey exceptional रही - CA Final और LL.B., फिर YouTube? कैसे manage हुआसब?(Pooja: Sir, your elder daughter Harpreet's journey was exceptional - CA Final and LL.B., then YouTube? How did she manage all?)
CA राजजग्गी: (गर्वऔरहल्कीमुस्कान) Harpreet नेशादीकेबाददोनों groups of CA Final clear किएऔरसाथही LL.B. कीपाँच semesters भीपासकीं।रेनूजीकेसहारेऔरमेरी nightly coaching calls नेमददकीं।(CA Raj Jaggi: (Proud, smiling) After marriage Harpreet cleared both groups of CA Final and also completed five semesters of LL.B. Renu Ji's encouragement and my nightly mobile coaching helped.)
मैंरातमेंमोबाइलपरउसेपढ़ाताथा - Audit, Law, Indirect Taxes - औरयहरिश्तासिर्फ़पिता-पुत्रीकानहीं, teacher-student जैसाभीबनगयाथा।(I used to teach her late at night over mobile - Audit, Law, Indirect Taxes - and our bond became not just father-daughter, but teacher-student as well.)
When the CA Final result was declared, there was no limit to our joy - the happiness spread across all three families: the Jaggis, the Kapoors (of Harpreet and my in-laws).(जब CA Final का result आया, तोहमारीखुशीकीकोईसीमानहींरही - तीनोंपरिवारोंमें - Jaggis, Kapoors (Harpreet औरमेरेससुरालवाले) - मेंख़ुशीकीलहरदौड़गई।)
I still remember calling रेणुजग्गीजीकेबड़ेभाईश्रीरविकपूरजी to share the news.(मुझेआजभीयादहै, मैंनेरेणुजग्गीजीकेबड़ेभाईश्रीरविकपूरजीकोयहशुभसमाचारसुनानेकेलिएफ़ोनकियाथा।)Knowing my constant teaching and mentoring of Harpreet, he jokingly said,
"अरेराजजी, लगताहैआपनेदूसरीबार CA करली - बसइसबार form Harpreet Kapoor केनामसे!"("Raj Ji, looks like you've qualified CA a second time - only this time under the name of Harpreet Kapoor!")
(We all laughed heartily.) His light-hearted remark deeply touched me - not just because it was humorous, but because it subtly acknowledged my background efforts and Harpreet's determination.(हमसबज़ोरसेहँसपड़े।लेकिनवहमज़ाकिया remark मेरेदिलकोगहराईसेछूगया - क्योंकिउसमेंहँसीकेसाथमेरेप्रयासऔरहरप्रीतकीमेहनतकीसच्चीपहचानथी।)
It also reminded me that behind every success story stands a quiet circle of support - and in Harpreet's case, that circle included her father-in-law Shri A.K. Kapoor Ji and her husband CA Anish Kapoor Ji.(इसनेमुझेयाददिलायाकिहरसफलताकेपीछेएकशांतसहाराहोताहै - औरहरप्रीतकेमामलेमेंवहसहाराउनकेससुरश्रीए.के. कपूरजीऔरउनकेपतिCA Anish Kapoor Jiथे।)Their patience, encouragement, and understanding gave her the strength to balance studies, responsibilities, and dreams gracefully.(उनकेधैर्य, प्रोत्साहनऔरसमझनेहरप्रीतकोयहताकतदीकिवहपढ़ाई, ज़िम्मेदारियोंऔरसपनोंकोखूबसूरतीसेसंतुलितकरसकें।)
And just when the balance sheets of life settled well, she surprised us again - in October 2025 she launched her YouTube channel "From Balance Sheet to Balanced Diet."(औरजबज़िंदगीकी balance sheet सहीहोगई, तोउसनेफिरचौंकादिया - अक्टूबर 2025 मेंउसनेअपना YouTube चैनल"From Balance Sheet to Balanced Diet"शुरूकिया।)On the very first day, her video received over 7,000 views and countless positive comments.(पहलेहीदिनउसकेवीडियोको 7,000 सेज़्यादा views औरढेरों positive comments मिले।)
CA पूजा: Sir, आपनेखुदकहाथाकियहजैसे 3 Idiots वाला Aamir Khan रोलकरनाहै - आपनेऐसाकिया?(CA (Pooja:Sir, you said once this feels like Aamir Khan's role in 3 Idiots - did you feel that way?)
CA राजजग्गी: (हँसतेहुए) हाँपूजा, मेरा classroom mobile थाऔर blackboard नहीं - लेकिन aim वहीथा, डरमिटानाऔर confidence जगाना।(CA Raj Jaggi: (Laughing) Yes Pooja, my classroom was a mobile, not a blackboard - but the goal was the same: remove fear and ignite confidence.)
That day when Renu Ji's elder brother Ravi Kapoor Ji joked that I had "qualified CA twice," I realized something profound - sometimes a father's success is reborn through a daughter's dream.(उसदिनजबरेणुजीकेबड़ेभाईरविकपूरजीनेमज़ाकमेंकहाकिमैंने "दोबार CA करली," तबमैंनेगहराईसेमहसूसकिया - कभी-कभीपिताकीसफलता, बेटीकेसपनेमेंदोबाराजन्मलेतीहै।)
Lesson: Success isn't an individual victory; it's a collective celebration of trust, teamwork, and tenacity.(सबक: सफलताकिसीएककीजीतनहींहोती; यहविश्वास, सहयोगऔरदृढ़ताकासामूहिकउत्सवहोतीहै।)
TRUE STORY 4 - KIRTI BAJAJ JI: COURAGE IN THE SHADOW OF ADVERSITY
(हिम्मतकीनईपरिभाषा - मुश्किलोंमेंभीमुस्करानासीखो)
CA पूजा: Sir, आपकीछोटीबेटीभीकाफीआगेहैं - क्याउन्होंने family hardshipsकेबावजूदअपनारास्ताबनाया?(Pooja: Sir, your younger daughter is also accomplished - did she build her path despite family hardships?)
CA राजजग्गी: (भावुकस्वर) हाँपूजा। Kirti नेGGSIPUसे BBA.LLB (2016-21) पूराकिया। 2021-22 मेंवह National Law University के one-year LL.M. मेंभी admission पाई - औरबादमें UGC (NET) clear की।यहसबतबहुआजब 2019 मेंऔरफिर 2023 मेंहमारीपरिवारपरकैंसरजैसीपरीक्षाएँचलीं।परउसनेकभीरूकावटनहींदी।(CA Raj Jaggi: (Emotional) Yes Pooja. Kirti completed her BBA.LLB (2016-21) from GGSIPU, got into the one-year LL.M. at National Law University (2021-22), and later cleared UGC NET - and she did this while our family fought cancer in 2019 and again in 2023. She never paused.)
Today she is an Assistant Professor and is pursuing Ph.D. studies. Her grit is not loud; it is steady.(आजवह Assistant Professor हैऔर Ph.D. कीतैयारीमेंहै।उसकीहिम्मतजोरसेनहीं, परलगातारहै।)
Lesson: Courage can be quiet and steady - it need not be dramatic to be heroic.(सबक: साहसशांतऔरलगातारभीहोसकताहै - हीरोइकहोनेकेलिएनाटकीयहोनेकीज़रूरतनहीं।)
TRUE STORY 5 - NAMAN JAGGI: WHEN PASSION REWROTE THE PLAN
(कलाकीउड़ान - क़ानूनसेडिज़ाइनतककासफ़र)
CA अमित: Sir, औरनमनजग्गीकातोनामआपनेबेहदखुशीसेबतायाथा - बताइएउनकापूरामर्म।(Amit: Sir, you spoke highly of Naman Jaggi - tell us his full story.)
CA राजजग्गी: Naman, Manoj Jaggi काइकलौताबेटा, BBA.LLB मेंपढ़रहाथा।तीसरेसालमेंउसने drawing मेंरुचिदिखानीशुरूकी - शायदहमारी late Renu Jaggi Ji की drawing teacher विरासतसेप्रेरणामिली।(CA CA Raj Jaggi: Naman, Manoj Jaggi's only son, was studying BBA.LLB. In his third year he developed a passion for drawing - perhaps inspired by our late Renu Jaggi Ji's legacy as a drawing teacher.)
He took weekend classes in Rajouri Garden, then prepared for the NID Post Graduate Entrance. With focused coaching and sheer dedication he qualified NID on his first attempt; in June 2023 his name appeared in the merit list for Apparel Designing - a seat fiercely contested with only 19 seats available.(वह Rajouri Garden में weekend classes लेनेलगा, फिर NID की entrance कीतैयारीकी। focused coaching औरसमर्पणसेवहपहलीहीकोशिशमें NID qualify करगया; जून 2023 मेंउसकानाम Apparel Designing की merit list मेंआया - जहाँकेवल 19 सीटेंथीं।)
Today (October 2025) he has cleared four semesters with excellent marks and is interning with a prestigious Chennai design company. His U-turn from law to design proves that following passion may require courage, but it often yields the truest success.(आज (अक्टूबर 2025) उसनेचारों semesters अच्छेअंकोंसेपासकरलिएहैंऔर Chennai कीएकप्रतिष्ठितकंपनीमें internship कररहाहै।कानूनसे design कीओर U-turn दिखाताहैकि passion कापीछासाहसमाँगताहै, परअसलीसफलतावहीदेतीहै।)
Lesson: If passion compels you, design a bridge - don't build a wall.(सबक: अगरजुनूनआपकोप्रेरितकरताहै, तोपुलबनाइए - दीवारनहीं।)
THE EVERLASTING FLAME OF COURAGE
(हिम्मतकीलौ - जोकभीबुझतीनहीं)
As our discussion softened into silence, I looked at my colleagues - their faces reflecting both laughter and light.(जबहमारीचर्चाशांतहुईतोमैंनेअपनेसहयोगियोंकीओरदेखा - चेहरोंपरहल्कीहँसीऔरप्रकाशथा।)
I said gently, "Courage doesn't depend on age, degree, or title. It's a habit - cultivated one decision at a time."("Courage किसीआयु, डिग्रीयापदपरनिर्भरनहींकरती।यहएकआदतहै - जोएक-एकनिर्णयसेबनतीहै।")
The five stories we shared prove that courage flows across generations like an invisible current of hope. Each turned adversity into advantage, hesitation into innovation, and fear into faith.(हमारीपाँचोंकहानियाँयहसिद्धकरतीहैंकिसाहसपीढ़ियोंमेंबहताहै - एकअदृश्यआशाकेरूपमें।हरव्यक्तिनेविपत्तिकोअवसर, हिचककोनवाचारऔरडरकोविश्वासमेंबदला।)
Let me repeat - these are not tales of personal pride but of purpose. They are written bilingually so that even a reader not fluent in English can still feel the warmth of every word.Inspiration belongs to everyone; language should never be a barrier to belief.(मैंदोहराताहूँ - येनिजीअभिमानकीकहानियाँनहीं, उद्देश्यकीबातेंहैं।इन्हेंद्विभाषीइसलिएलिखागयाहैताकिअंग्रेज़ीमेंसहजनहोनेवालापाठकभीहरशब्दकीगर्मीमहसूसकरसके।प्रेरणासबकीहै; भाषाविश्वासकाबंधननबने।)
So, to every dreamer I say - don't wait for miracles; make them. Light your own lamp, and the tunnel will never feel dark again.(इसलिएमैंहरसपनेदेखनेवालेसेकहताहूँ - चमत्कारकाइंतज़ारमतकरो; उन्हेंखुदबनाओ।अपनीहीदीयाजलालो, तोसुरंगकभीअँधेरानहींलगेगा।)
And as Shameem Ansari Ji entered with the last tray of evening tea, I smiled and said:(औरजैसेहीShameem Ansari Jiआख़िरी evening tea लेकरआए, मैंनेमुस्कुराकरकहा:)
"चलोदोस्तों - fear को tea cup मेंडालो, sip लो, और GST Opinion draft करो - क्योंकिडरकेआगेहीतोजीतहै!"("Come on, friends - pour your fear into a teacup, sip it, and draft that GST Opinion - because truly, victory always lies beyond fear!")
LOOKING AHEAD - WHAT LIES BEYOND THE NEXT FEAR?
(आगेकीकहानी - जबहिम्मतनईराहेंबनातीहै)
As this chapter closes, a new curtain rises. The journey of courage doesn't end in homes or offices - it extends to the big screen and the cricket field.(जैसेहीयहअध्यायबंदहोताहै, एकनयापरदाउठताहै।साहसकीयात्राघरोंयादफ्तरोंमेंखत्मनहींहोती - यहबड़ेपरदेऔरक्रिकेटकेमैदानतकभीजातीहै।)
In Part III - Lights, Camera, Courage! we will explore how Bollywood legends turned rejection into resilience and fear into fame. In Part IV - The Game Beyond Fear we will step onto the pitch with cricketing icons who fought their toughest battles with belief.(Part III - Lights, Camera, Courage!मेंहमदेखेंगेकिकैसे Bollywood कीहस्तियांअस्वीकृतिकोदृढ़तामेंऔरडरकोप्रसिद्धिमेंबदला। Part IV - The Game Beyond Fearमेंहमउनक्रिकेटनायकोंकेसाथमैदानपरउतरेंगेजिन्होंनेसबसेकठिनलड़ाइयाँविश्वाससेजीतीं।)
EPILOGUE
(आनेवालाकलहमारेहाथमेंहै)
The author intentionally shared real stories from his family not to seek sympathy, but to awaken self-belief. In the professional world - as in life - the greatest audit is of courage, not of accounts.(लेखकनेजान-बूझकरअपनेपरिवारकीसच्चीकहानियाँसाझाकीं - सहानुभूतिपानेकेलिएनहीं, बल्किआत्म-विश्वासजगानेकेलिए।पेशेवरदुनियामें - जैसेजीवनमें - सबसेबड़ा audit साहसकाहोताहै, खातोंकानहीं।)
Stay tuned - Part III and Part IV will soon bring stories of reel-life heroes and real-life sports legends who showed that fear may knock, but courage always opens the door.(बनेरहिए - Part III और Part IV जल्दही reel-life नायकोंऔर sports legends कीकहानियाँलाएँगेजोयहदिखाएँगीकिडरदस्तकदेसकताहै, परसाहसहमेशादरवाज़ाखोलताहै।)
Until then, remember: "Fear is temporary. Regret is permanent. Choose courage."(तबतकयादरखिए: "डरअस्थायीहै।पछतावास्थायी।साहसचुनिए।")
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