Articles by Pranab Banerjee

Which Tax Regime Is Better for the Middle Class in FY 2025-26: Old or New?

Pranab Banerjee 27 October 2025 at 06:34

Budget 2025 has reignited the Old vs New Tax Regime debate for India’s middle class. With income up to Rs 12.75 lakh now tax-free under the New Regime, should you switch or stay with the Old one?

Top Tax-Saving Investment Options Under Income Tax Section 80C for the Old Tax Regimes

Pranab Banerjee 25 October 2025 at 06:18

Discover the best tax-saving investments under Income Tax Section 80C. Compare ELSS, PPF, EPF, SSY, FDs, NSC and life insurance to save taxes and grow your wealth wisely

Section 87A Tax Rebate Allowed on STCG in New Tax Regime - Relief for Salaried Taxpayers

Pranab Banerjee 23 October 2025 at 06:14

Recent rulings confirm that taxpayers earning up to Rs 7 lakh, including STCG, can claim the full Section 87A rebate under the new tax regime.

New Tax Regime vs Old Tax Regime: The Clear Winner After Budget 2025

Pranab Banerjee 22 October 2025 at 06:14

Switching to the New Tax Regime in FY 2025-26? Learn how Budget 2025's updates benefit salaried employees, families, and senior citizens.

Budget 2025: Why 90% of Taxpayers May Switch to the New Income Tax Regime

Pranab Banerjee 14 October 2025 at 06:41

Budget 2025 makes income tax simpler! With zero tax up to Rs 12 lakh and easier slabs, over 90% taxpayers may shift to the new tax regime.

Post Office MIS + RD Viral 8.8% Return Claim: Fact or Fiction?

Pranab Banerjee 13 October 2025 at 06:36

Viral claim busted! Discover the truth behind the Post Office MIS + RD "8.8% return" combo. Real data, real XIRR and the real returns you can expect in 2025.

GST Reforms for a New Generation 2025

Pranab Banerjee 09 October 2025 at 06:50

Discover how GST Reforms 2025 simplify taxes, lower costs, and empower youth-led growth across key sectors like MSMEs, healthcare, education and housing.

Overview of the Old and New Tax Regimes under the Income Tax Act 2025

Pranab Banerjee 08 October 2025 at 06:41

Confused between the Old and New Tax Regimes under the Income Tax Act 2025? This complete guide explains key differences, tax slabs, deductions, and benefits for FY 2025-26, helping you choose the regime that maximises your tax savings with ease.

What is Advance Tax? Deduction Process, Liability and Penalties Explained

Pranab Banerjee 06 October 2025 at 07:14

Advance Tax, known as "Pay As You Earn," requires taxpayers with a net liability above Rs 10,000 to pay income tax in instalments throughout the year. Learn who must pay, due dates, calculation steps, exemptions, penalties and benefits of timely payment under the Income Tax Act, 1961.

Budget 2025: Why Most Taxpayers Now Prefer the New Tax Regime

Pranab Banerjee 03 October 2025 at 06:25

Budget 2025 has made the New Tax Regime more attractive with higher rebates, lower rates, and simpler filing. Compare the New vs. Old Tax Regime and see why most taxpayers now prefer the new system in FY 2025-26.