5 Tax Saving Tips Every Salaried Indian Must Know for FY 2025-26

| Last updated: 31 July 2025

Quick Summary
Salaried individuals in India can significantly reduce their tax burden for FY 2025-26 by strategically utilising various tax-saving provisions. Key strategies include maximising deductions under Section 80C by investing in options like ELSS or PPF, claiming medical insurance benefits under Section 80D, and wisely choosing between HRA exemptions or home loan benefits. Additionally, education loan interest can be claimed under Section 80E, and the new tax regime should be carefully evaluated against the old one based on individual deduction levels.

Tax season often feels overwhelming, but with a little planning and awareness, salaried individuals can legally reduce their tax burden. Here are 5 practical and effective ways to save tax in FY 2025-26: 1. Maximize Section 80C Deductions (Limit Rs 1.5 Lakhs) Use the full potential of Section 80C
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Raghuvir Gakhar

About the Author

Raghuvir Ghakharworked in several Fintech, NBFCs and banks like Opera limited, Payme India, CLIX Capital, GE Capital and Bank of America in the last 16 years and he performed his last commitment as CEO of Opera Group NBFC in India. Currently, he is engaged himself in business advisory, fund-raising, strategy consulting ... Read more

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