Source of an education loan u/s 80e

Top up loan on home loan will be considered as home loan irrespective of the purpose for which it is taken. 

Alternative option could be availed if the financier provides for- customer can be granted separate Education Loan by mortgaging the same property as home loan. In this scenario the financier can consent letter from the customer for mortgaging the property for Education Loan.

Thanks for your reply. If it is so, then can I assume that a Top up loan used for my daughter's marriage is a HOME LOAN? If so then I should get benefit u/s 24 on this amount also. Doesn't seem logical.

The conditions of Sec.80E e.g. loan amount for higher education (including in a foreign country) after senior secondary examination (in India) / Loan from a financial institution/ Amount to be solely used for paying education exps like tuition fees, hostel chgs, books etc/ Loan interest repaid from parent's own taxable income, are all satisfied. The Act doesn't specify anywhere that loan against house mortgage, personal loan taken from an FI/ Bank, doesn't qualify. However the facts may be subject to scrutiny. Will you please state your views on these points and further elaborate your kind interpretation on the terms & conditions for benefit u/s 80E? Regards