The Lending Dilemma

prasenjit nandi , Last updated: 07 April 2021  
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Banking is risky and lending money to unworthy borrowers is even riskier but banks indulge in such operations due to the higher spread (the difference between the rate charged by the bank and the cost incurred in raising the funds) and they look at it as a nice money-making opportunity. They get bur

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prasenjit nandi
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