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CAclubindia Articles


Golden Rules for Career Success

  CMA Gul S    11 September 2007 at 18:24

WORKING as a business consultant allover the world, I have discovered somebasic career-related rules that everyoneshould know-but many don't.Business is made up of ambiguous victories andnebulous defeats. Claim them all as victories.Keep track of wh



The Challenges of Financial Liberalisation for Emerging Market Economies

  CMA Gul S    11 September 2007 at 17:45

The BIS recently announced that the RBI Vice-Governor, Mr Rakesh Mohan, will chair a new working group on "Capital flows and emerging economies". I would like to congratulate him for accepting to explore this complex issue. I will offer some views on



GUIDELINES ON LENDING TO PRIORITY SECTOR

  CMA Gul S    11 September 2007 at 17:45

GUIDELINES ON LENDING TO PRIORITY SECTOR - Revised As announced in the Reserve Bank's Annual Policy Statement for the year 2005-06, the prescriptions relating to priority sector lending have been modified and several new areas included from time to t



Interest Rates on Non-Resident (External) Rupee (NRE) Deposits and FCNR(B) deposits

  CMA Gul S    11 September 2007 at 17:45

Interest Rates on Non-Resident (External) Rupee (NRE) Deposits and FCNR(B) depositsPlease refer to paragraph 86 of the Third Quarter Review of the Annual Policy Statement for the year 2006-07 enclosed to Governor's letter No.MPD.BC.288/07.01.279/200



Deposit Insurance

  CMA Gul S    11 September 2007 at 17:45

The deposit insurance system in India is subject to the Provisions of Deposit Insurance Act (enacted in 1961). Deposit Insurance and Credit Guarantee Corporation (DICGC) is the body that operates the deposit insurance system. Q1 Which banks are insu



Credit Counselling : An Indian Perspective

  CMA Gul S    11 September 2007 at 17:45

(Address Delivered by Dr. Y V Reddy, Governor, Reserve Bank of India at the Foundation Day Function of the Bank of India, Mumbai on September 7, 2006) Mr. Chairman, distinguished guests and friends,I am thankful to Mr. Balachandran for providing this



Glimpses of Indian Economy and its Financial Sector

  CMA Gul S    11 September 2007 at 14:34

Chairman Sergey M. Ignatiev and distinguished central bankers of the Bank of Russia,I am grateful to Chairman Ignatiev for inviting me to visit your bank and interact with you for mutual benefit. I have the pleasure of meeting my friend Chairman Ign



UCBs (Urban Cooperative Banks) - Branch Licensing Policy Relaxed

  CMA Gul S    11 September 2007 at 14:02

RBI/2007-2008/79UBD.CO.LS.CIr.No. 01/07.01.000/2007-08July 4, 2007The Chie Executive Officer of All Primary (Urban) Co-operative BanksDear Sir/Madam,Annual Policy Statement for the Year 2007-08-Relaxation in Branch Licensing Policy for Urban Cooperat



Guidelines on Fair Practices Code for Lenders - Furnishing copy of loan agreement

  CMA Gul S    11 September 2007 at 13:59

RBI/2007-08/119DBOD.No.Leg.BC. 28 /09.07.005/2007-08August 22, 2007All Scheduled Commercial Banks / All India Financial Institutions(Excluding RRBs)Dear Sir,Guidelines on Fair Practices Code for Lenders - Furnishing copy of loan agreementPlease refe



Monetary Policy Developments in India: An Overview

  CMA Gul S    11 September 2007 at 13:54

Friends,I am honored by the kind invitation of Governor Stefan Ingves to visit Riksbank and give an address at the central bank. It is a great privilege to address an august gathering in the oldest central bank in the world, Riksbank. I came in clos