Quick Summary
The Government of India has approved an interest rate of 8.25% on Employees' Provident Fund (EPF) deposits for the financial year 2024-25. The decision, ratified by the finance ministry, was announced following recommendations made by the Central Board of Trustees (CBT) of the Employees' Provident Fund Organisation (EPFO). The labour ministry has now directed the EPFO to initiate the process of crediting the interest to subscribers' accounts. The approved rate is unchanged from the previous fin
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FAQ :
The interest rate on Employees' Provident Fund (EPF) deposits for the financial year 2024-25 has been confirmed at 8.25%.
The interest rate was approved by the Government of India, following recommendations from the Central Board of Trustees (CBT) of the EPFO and ratification by the finance ministry.
This decision will benefit over 70 million (7 crore) EPF subscribers across both public and private sectors.
Yes, the approved interest rate of 8.25% for FY25 is unchanged from the previous financial year (FY 2023-24).
EPF is considered attractive due to its stable, risk-free returns backed by the government, compounding benefits, and tax-free interest up to specified limits, with contributions also eligible for tax deductions under Section 80C.
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