Query

IPCC 660 views 6 replies

what is the diffrence Between SAVINGS & INVESTMENT.....? anyone...?

Replies (6)

hmmmmmm we can say savings is something wat u have secured for future and if it is invested somewhr to gain present benifits too then it is investment......

right?????

Saving is 'Cutting in Expenses' and Investment is 'Addition into Revenue from your saving'

Sonu..


 

Saving

 

Saving is the conservation of money. Methods of saving include putting money aside in a bank or

pension plan.

Saving also includes reducing expenditures, such as recurring costs. In terms of

personal finance, saving specifies low-risk preservation of money, as in a

deposit account, versus

investment, wherein risk is higher.

 

Investment

 


Investment is the active redirection of resources/assets to creating benefits in the future; the use of resources/assets to earn income or profit in the future. It is related to saving or deferring consumption.[citation needed] Investment is involved in many areas of the economy, such as business management and finance no matter for households, firms, or governments. An investment involves the choice by an individual or an organization such as a pension fund, after some analysis or thought, to place or lend money in a vehicle, instrument or asset, such as property, commodity, stock, bond, financial derivatives (e.g. futures or options), or the foreign asset denominated in foreign currency, that has certain level of risk and provides the possibility of generating returns over a period of time.

source :

https://en.wikipedia.org/wiki/Saving

 

https://en.wikipedia.org/wiki/Investment

 



Also read this

https://www.bhartiaxa-im.com/saving-investment/


Adarsh

Thanks for ur Support friends.................

All saving can/cannot be equal to investment, but all investment result from the savings.
investment means depossit of amount where some earning accrues on account of deposit but in case of saving no income accrues


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