Fixed deposits rate change

No,  now if you break fd then you have to pay penal interest about to 1 to 1.5%.

If you are bank staff member, I mean if your account is open under staff member only then you can take this benefits. 

Okay. So you mean that, if in the same case if rate changed to 8 %, then i ould still continue to receive 8.5% till the FD Matures?