Emi cheque

You cannot show the PDC for the next 4 years now as nothing has beeng paid by you for the next 4 years in the current F.Y.  What you will be showing is only the amount you are bing paying each month and deducting the principal form the loan amount & charign the interest to P&L.

Showing the PDC's for the next 4 yrs in the current FY would not be a prudent commercial practice.

You also cannot pass the entries of the PDC's for the enxt 3 years in the Current Year as there is no cash outflow right now.  Also the charges have not accrued to you.

For your information you can obtain a amortization statement from your bank & then post the entries for the next 4 eyars in the respective years to which the charges relate.

Hope the above would resolve your query.

you can pass post datee vouchers by the command ctrl+T in voucher entry.

Mr. Giridhar has justified the issue by of his explanation.  I am also of the same opinion