Neeta chhatre
Quick Summary
You can submit Form 15G/H even if your gross interest income exceeds your tax-exempt slab Many banks interpret the term total income concerning declaration in 15G/H, as any non-professional would and due to lack of proper understanding, reject the order in Form 15G or 15H. Some banks link 15G/15H declaration to income profiling and KYC. Linking it to KYC profiling directly is also absurd. KYC profiling is done at the time of opening the account/commencement of a relationship (based on past
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