'Wilful default' by the borrowers: Whether needs further stringent norms?

CS ( Dr.) Rajeev Babel , Last updated: 03 January 2015  
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1. Introduction: Loans and advances given to borrower becomes non-performing advances (NPA) for a bank, if it ceased to generate income for the bank. This may be for the variety of reasons like, poor credit discipline, Inadequate credit and risk management, diversion of funds by the promoters

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CS ( Dr.) Rajeev Babel
(Practicing Company Secretary)
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