Finance Ministry Notifies 7.1% Interest on Special Deposit Scheme Deposits for Q2 FY 2026-27

Last updated: 07 July 2026


Quick Summary
The Ministry of Finance has confirmed that the Special Deposit Scheme (SDS) will continue to offer an interest rate of 7.1% per annum for deposits made between July 1, 2026, and September 30, 2026. This rate applies to Non-Government Provident, Superannuation, and Gratuity Funds, providing a stable investment option. The government periodically reviews these rates based on economic conditions.

The Ministry of Finance has announced that deposits made under the Special Deposit Scheme (SDS) for Non-Government Provident, Superannuation and Gratuity Funds will continue to earn interest at the rate of 7.1% per annum during the quarter from July 1, 2026 to September 30, 2026. The notification
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FAQ :

The interest rate for deposits under the Special Deposit Scheme for Non-Government Provident, Superannuation, and Gratuity Funds is 7.1% per annum for the period of July 1, 2026, to September 30, 2026.

The Special Deposit Scheme is for Non-Government Provident, Superannuation, and Gratuity Funds.

The notified interest rate of 7.1% per annum is effective from July 1, 2026.

The government reviews and notifies the interest rate for the scheme periodically, taking into account prevailing economic and market conditions.

The scheme enables eligible funds to deposit their surplus amounts with the Government and earn a notified rate of return, providing a secure investment avenue.




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Finance news reporter covering taxation, GST, income tax, business compliance, and economy updates. I simplify complex financial topics into easy-to-understand articles for professionals, taxpayers, and business owners on leading finance and tax platforms.

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