TDS very senior citizens

Deduction u/s. 80TTB upto Rs. 50000/- can be availed by filing ITR for FY 2018-19 (onward) even if TDS deducted; but from FY 2019-20 now no TDS to be deducted by Bank

Benefit in TDS limit is different then the tax deduction u/s. 80TTB.

TDS limit of 50000/- do not directly exempt the interest income.

To avail deduction u/s. 80TTB, ITR need to be filed.