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Surendra Prasad   20 December 2016

Repayment of personal loan

Hello,,, I have a PL of 2.4 lac and now I am ready to repay and wanted to close the loan a/c. Can I directly deposit the loan amount in my salary account? (the loan amount was withdrawn from my salary a/c). Please advise in this regard.


 3 Replies

ankita  gandhi

ankita gandhi (student)     20 December 2016

How much is your salary ?
What do u mean by depositing amount ?
Are u depositing old notes ?
Or salary credited to your account ?
Surendra Prasad

Surendra Prasad   20 December 2016

Hello Ankita,

My annual salary is 3.4lacs, and I took PL last yr.2015.  My salary is creding directly into my bank a/c.  Now I am going to foreclosing the loan. As per the bank personnel, I need to deposit the whole loan amount in my salary acount and then issue a cheque to close the loan a/c.  The source of money is from my salary savings (in the form of chits). Now I got my personal savings amount in the denomination of 100 and 2000s.

Thank You.

Varun Jain

Varun Jain (CA, B.com )     21 December 2016

Yes you can deposit.


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