Save Rs 499 on a 2-Year Ad-Free CAclubindia Pro Membership. Subscribe Now!

Mediclaim under Section 80 D

240 views

Save Share

Arvind

Sr. Advisor

22 Points Posted on 24 January 2021

I have bought insurance cover for my senior citizen parents above 70 years under group health plan from my firm on co payment basis for 2020-2021. Unfortunately, I had to seek expense reimbursement as my mother went hospitalization. As per T&C of plan I was eligible for reimbursement of only 85% of expenses. Can I claim non-reimbursed amount from my tax liability for FY - 2020-21

Replies (3)

Quick Summary

This discussion clarifies whether unreimbursed medical expenses from a co-payment group health plan for senior citizen parents can be claimed under Section 80D of the Income Tax Act. The consensus is that the non-reimbursed 15% of expenses is not eligible for deduction. For specific ailments, Section 80DDB might be relevant, but this requires checking eligibility criteria.