Investment option for 2 lac

Others 1570 views 6 replies

Hello senior members i am having around 2 lacs saved out of my salary and is in bank now instead of keeping a high amount of money in bank i am looking for some investment options, i am not at all aware of stock market etc etc things, and really dont believe people earning crores from stock market, in short neither do i have time to research on stock market, hence my options are :

 

same old FD in Bank (FD of Rs.50000 each)

buying and holding silver , gold and selling them again ,( but it requires contacts, )

Mutual Funds,,(SIPs)

 

Kindly do advise me the split up and some idea, on how to go with the investment, i dont expect huge returns but safe and stable returns

Replies (6)

Hi Ravishankar, stock market is indeed a very complex and volatile market for investment. If invested without deep knowledge, it may even lead to losses. But at the same time, if invested with the guidance of experts in this field, it can earn you much more than Bank FDs & that too in a short period of time. As you want to invest 2 lakhs and this being a big amount, I would suggest you to consult some reputed financial services company. Such companies have a team of dedicated experts which will evaluate your financial profile and accordingly suggest you the best investment plan.

Ravi, it all depends on yr risk apetite. if you are safe player- invest in debentures, bonds, FD, PPF

If you are risky player- invest in equity

if you are neutral-invest in balanced mutual fund, nifty bees

Investment in equities give return more than the traditonal investment avenues such as bank fixed deposits or post office schemes. In a time horizen of 4 to 5 years u must invest in equity for very good return.India is a growing economy ands in the years to come say 10 to 15 years u can not imagine the opportuinities she would offer.The best stock to pick up is PSU stocks like Power Grid Corpn, PFC or REC, Coal India etc. these would give u tremendence return for 5 years turn.These are my personal views.
 

CA. Jagmohan Singh

Dear Mr Ravishankar K,

Hello !

I am into Online Commodities Trading & undertaking trading on behalf of my clients, and in their own trading a/c's with zero risk to the client on a mutual profit sharing basis with reasonably good returns, with complete legal agreement.  The client need not do anything, just invest the margin money in your own online trading a/c, which will be opened by us for you & we will operate the same for you. For full details contact me at: bsbtraade @ ymail.com

Thanking you,

Yours truly,

B S BHMRA

09247951297

Hi Ravishankar,

Todays stock market is indeed a very volatile market for investment. If invested without deep knowledge,but i also buy a Hindustan Zink Ltd share before few days ag0 on 128.30,i think it it best for you for a long time because you are not aware of stock market,

 

Hindustan Zinc Ltd.

Volume 39,767
Prev Close 136.75
Day's H/L (Rs) 137.35 - 135.75
52wk H/L (Rs) 155.25 - 93.70
Mkt Cap (Rs Cr) 57,379.57

Rahul

https://unisif.com

Humans have a natural tendency to follow the crowd, but when it comes to stock market investing, following the crowd can often result in losses. Why replicate the mediocrity of the masses when you can clone the success of the World’s Greatest Investor?
The investment secrets of warren buffet have got unveiled here.

 

https://holisticinvestment.in/7-secrets-of-winning

Regards,

Ramalingam K, MBA, CFP,

Chief Financial Planner,

Holistic Investment planner private Limited,

Www.holisticinvestment.in

 


CCI Pro

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