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Can i get a housing loan of 15 lakhs if my annual salary is 2.16 lakh?

Home loan is great financing option for home buyers as it lets them have the required credit to invest in a property of their choice. So, say on a salary of Rs. 2.16 lakhs per annum you can get a home loan approximately of around Rs. 14 lakhs. To calculate your home loan eligibility you may use the loan eligibility calculator available online. It is a simple tool which requires specific input and can be toggled to achieve the results.

Or, you can wait for some more time to let your income increase and you are able to take a preferred loan amount. You may even borrow funds from friends, relatives, or colleagues. As home loan is a long term commitment it is important for you to have a stable income source so you can easily pay off the loan without hampering your lifestyle.

The best part is that the loan can be easily maintained online. It is easier to track and can be accessed from anywhere, at anytime. You can download loan documents, track repayments, apply for balance transfer facility and manage the loan well.

Lenders understand the issues a home loan seeker might face. Hence, they even offer custom insurance schemes for home loan. This protects the borrower’s family from the burden of repaying the home loan in case of any unforeseen circumstances.

 3 Replies

Afina Dm

Afina Dm (-)     26 November 2018

Not sure
Afina Dm

Afina Dm (-)     26 November 2018

Think no
CA Mihir Purohit

CA Mihir Purohit (JOB)     27 November 2018

yes u can get upto 18lac..

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