80D deduction for senior citizens - medical bills

Hello,

Senior citizen and has medical insurance policy. Premium less than Rs.50000/-. Incurs expenditure on different tests and medicines regularly which will not be reimbursed by  insurance company. Can these bills be claimed for  section  80D benefit? 

Thanks,

Rani

 

 

Replies (4)
Quick Summary
This discussion clarifies whether senior citizens with medical insurance can claim deductions under Section 80D for medical expenses not covered by their policy. While the insurance premium itself may be deductible up to Rs. 50,000, unreimbursed medical bills can also be claimed, with a specific limit of up to Rs. 5,000 for preventive healthcare expenses.

Yes, maximum up to Rs. 5,000/- ...

There can be deduction upto 50000 provided you hv the relevant bills.
Up to 5000 in preventive health care
Not 50,000 because you have taken the insurance policy.

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