80c deduction not available in ITR-1 for AY-24-25

80c deduction option unable to click 

Only 80ccd government pension fund option available 

Originally posted by : Kirtan
	80c deduction option unable to click  Only 80ccd government pension fund option available

In old regime 80c is available...

In new regime 80C and some other deductions not available.

Please check new regime deduction details in reference.

The 80C field disappears because ITR-1 defaults to the NEW tax regime for AY 2026-27, where Section 80C deductions are not available.

To unlock 80C:
- In the ITR-1 online portal, find the tax regime selection (first section of the return)
- Change it from New Regime to Old Regime
- Schedule VI-A (80C, 80D, 80E etc.) will now become fully editable

Note for AY 2026-27: New regime is now the DEFAULT. You must actively switch to old regime to see those deduction fields.

Whether you SHOULD switch depends on your numbers:
- New regime: lower slab rates, zero tax up to Rs 12 lakh, no deductions needed
- Old regime: higher slabs, but 80C (Rs 1.5 lakh), 80D, HRA, home loan interest all allowed

The portal lets you run a quick comparison when you switch - check estimated tax under both before deciding. Most salaried individuals with Rs 1.5 lakh+ in 80C investments and HRA still benefit from old regime above Rs 15-17 lakh income.

This [ITR filing step-by-step guide](https://taxgarden.in/blog/itr-filing-login-guide-step-by-step-2026) walks through the portal including the regime selection step.