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Deduction u/s 24 b

This query is : Resolved 
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(Querist)
13 July 2020 I own a flat jointly with my wife.
I took a loan from SBI in my single name in 2017.
The possession of house received in Dec 2019.
Interest payable on pre construction period was say Rs. 250000 for FY 2017-18 and Rs. 280000 for FY 2018-19.
Interest for FY 2019-20 was Rs. 265000.

Now I wish that the benefit of deduction u/s 24 b be availed by me as well as my wife who is co owner.
Pl advise can I now get her name as co borrower now and whether in that case we both shall be eligible to the benefit.
If any carry forward for the interest on pre construction period shall be available.

Pl advise suitably on the above matter along with your suggestions.
Thanks.
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c.bakshi

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c.bakshi (Expert)
14 July 2020 IF SHE IS CO-OWNER AT THE TIME OF OPTING LOAN AMOUNT THEN SHE IS ELIGIBLE TO TAKE THE BENEFITS OF SECTION 24(B)
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Dhirajlal Rambhia online

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Dhirajlal Rambhia online (Expert)
05 November 2021 Apply with lender for adding the name of your wife as co borrower, provided she has any taxable income.
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