The Unified Payments Interface (UPI) has seen significant growth, reaching 55.49 crore users by June 2026. In the financial year 2025-26, UPI transactions processed a staggering £314 lakh crore in value, with a volume of 24,162 crore transactions. To ensure security and transparency, the Government, RBI, and NPCI have implemented various measures, including risk-based transaction limits and enhanced security requirements for UPI applications.
Nearly 55.49 Crore Users Onboarded on UPI as in June 2026
UPI transactions grow 24,162 Cr in Volume and 314 lakh Cr in Value in FY 2025-26
Government, RBI and NPCI take various initiatives to make UPI-based transactions secure and transparent, which include risk-based transaction limits to curb fraudulent transactions, enhanced security requirements for UPI applications, among others
The Unified Payments Interface (UPI) is a payment system operated by National Payments Corporation of India (N
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FAQ :
By June 2026, there were 55.49 crore users onboarded on the UPI platform.
In FY 2025-26, UPI transactions reached a value of £314 lakh crore.
Initiatives include risk-based transaction limits to curb fraud, safeguards against unauthorised mobile number changes, and enhanced security requirements for UPI applications. NPCI has also issued security frameworks like CUISF 2025.
Countries like Bhutan, Singapore, UAE, France, Mauritius, Sri Lanka, Nepal, Qatar, Greece, and Cambodia have partnered with UPI for P2M and P2P transactions.
The Unified Payments Interface (UPI) is operated by the National Payments Corporation of India (NPCI).