The Ministry of Finance (Department of Economic Affairs) has announced that deposits made under the Special Deposit Scheme (SDS) for Non-Government Provident, Superannuation, and Gratuity Funds will earn an interest rate of 7.1% for the second quarter of the financial year 2025-26.
The revised rate, notified via F. No. 5(3)-B(PD)/2023 dated 2nd July 2025, will apply to deposits made during the period from 1st July 2025 to 30th September 2025. This scheme, originally established through Notification No. F.16(1)-PD/75 dated 30th June 1975, aims to provide a secure investment avenue for retirement and welfare funds maintained by non-government entities.
The interest rate remains unchanged from the previous quarter, reflecting the government's intent to offer stable and competitive returns amid evolving macroeconomic conditions.
The notification was issued by VYASAN R., Joint Secretary, Department of Economic Affairs, Ministry of Finance.
Key Highlights
- Scheme: Special Deposit Scheme for Non-Government Provident, Superannuation & Gratuity Funds
- Interest Rate: 7.1% per annum
- Period: 1st July 2025 - 30th September 2025
- Applicable to: Non-Government PF, Superannuation & Gratuity Funds
Official copy of the notification has been attached
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