Central government employees who are part of the Unified Pension Scheme (UPS) now have a one-time opportunity to switch back to the National Pension System (NPS). This facility is available under specific conditions and the deadline to make this choice is 30th September 2025. Employees must exercise this option at least one year before retirement or three months before voluntary retirement, and it cannot be used if disciplinary proceedings are ongoing or if an employee is removed or dismissed from service.
One-time, One-way Switch facility from UPS to NPS made available to the Central Government Employees under specific conditions
30th September 2025 to be the last date to opt for UPS
The Unified Pension Scheme (UPS) for eligible Central Government employees was notified by the Ministry of Finance,
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FAQ :
The last date for Central Government employees to opt for the switch from the Unified Pension Scheme (UPS) to the National Pension System (NPS) is 30th September 2025.
Yes, the facility is a one-time, one-way switch. Employees can switch from UPS to NPS only once and cannot revert back to UPS.
The switch must be made at least one year before superannuation or three months before voluntary retirement. It is not permitted in cases of removal, dismissal, compulsory retirement, or if disciplinary proceedings are ongoing or contemplated.
Employees who do not opt for the switch within the stipulated time will continue under the Unified Pension Scheme (UPS) by default.
No, employees who choose to remain in NPS cannot opt for UPS after the deadline of 30th September 2025.