Hi, I am a first time home buyer and do not have any other houses. I am purchasing a house in me and my wife's name whose possession date is 2030. I am highly confused with the terminology"construction within 3 years". Since it is a construction linked plan can i redeem my LTCG mutual funds(Principal+Gains) and adjust it against the payment made to the builder via the receipt every year upto 2 years from date of payment. Even if the payment is made via loan and i redeem to fund my OD Home loan account will this exemption be granted? Looking forward for help in this