Tax saving

Dear Sir,

I have  some savings in the form of Insurance policies, PPF etc. I want to know what other ways in which i can save tax? I stay with my inlaws and give them 8,000 per month. I also have a room where i pay rent of 1,000 per month. in my salary slip there is a separate component for HRA. How can i show the money paid as rent as HRA? P.S I do not have any rent recieved reciept from the owner. 

Another doubt is that i have some savings in shares which have fallen way behind the buying price. How can I show it as loss?

If i want to invest in tax free bonds, where can i buy them from? I also wanted information on the pension fund. Does investing in it help? Other than the obvious?

Replies (1)

Contact me on devagnaya @ gmail.com ... I will solve your query.

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