Dear Sir, Sub: Seeking legal advice We are proprietary concern having credit facilities from M/s. Punjab National Bank. Our proprietor died around one month back and same was duly intimated to the bank with request to let us know the formalities to be complied with after the event. The new proprietor had taken over from the very day when the former proprietor expired. The change in the proprietor has been duly intimated to the income tax department, sales tax department etc. and receipted copies of all these departments were also submitted to the bank while informing them about death end switch over of new proprietor. However, bank had freezed our CC limit on the very day of the intimation. We had still not been advised anything from the bank and our accounts are still in freezed condition. Kindly advise legal formalities to be complied with by us in view of the above and oblige.