SIP

Instead you make investment when ever you have surplus on  a disciplined basis each month this can be done once you have created user id and password for that particular fund house in which you are investing 

Hi there ar good apps which do charge you a small amount but add to saving your transportation cost and are hassle free

Try ET money or piggy 

Very nice apps . KYC done online . You can invest in tax savong schemes , SIP , bond schemes etc both offer nice analysis of schemes 

Android Apps (these are available on Play store)