Senior citizen health insurance

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What are the exclusions of a senior citizen health insurance policy?

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A senior citizen health insurance policy has various exclusions and differs from insurer to insurer however a few generic exclusions are mentioned below:


Self-inflicted injuries

Treatment of AIDS

Cosmetic surgery

Dental treatments

Any non-allopathic treatment

Any pre-existing injuries/diseases

Expenses as a result of drug abuse
Cost of spectacles/lenses and dental treatment (except arising out of accident)


Injury due to war, the act of foreign army etc.

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