Seeking advice

As you must not be having any office duty etc, so you can devote full time to study so its not too late.... Start it without further delay.....

you have enough time... first of all prepare prior shedule for completing the syllabus..
targets should be realistic..make planning in suxh a way that syllbus shd be completd 2 months befre so that you will get a time for revision part..
 do smart study basedon stdy materials,practice manual;, suggestd answers...Go for 100% study do not keep nythin for option.

Attending coaching classes helps you to crack the papers to some extent for sure..but they  won't guarantee you the passing the ipcc widout strategic hardwork.Best wishes..!