Secured, unsecured and short term, long term loans

Sam (Mgr) (25 Points)

07 November 2011  

If we see any Indians company's Annual financial report there are these two categories called Secured and Unsecured loans but some companies do not give any additional details in the scheduled notes section like whether the loans are short term or long term.

 

Some companies do give the breakup like "Working Capital Loan" (which I am assuming is short term), long term loans and a third category "Term Loans" but term loan does not mention if its short term or long term.

 

 

Is there a way we can find out if the loan is short term or long term if no additional details are provided.

Thanks.