Roc charge creation - required or not?

I don't get it,how bank can provide a loan to company X Ltd if the investment is in name of promoter.They must have provided loan to promoter only not X ltd.

Charger can be created only on assets of the company either tangible or in tangible in India or outside India..

In the given case bank cannot create charge on shares of A who is a promoter company is different from promoter.. kindly modified it if such charge is credited

Company can create charge on there own shares but not on others shares either fixed or floating charge.. as per bank requirements.