Loan @ interest 3% p.a ?

Never believe in these types of adivertisment or referred by any person known to you. They are all cheaters and they generally target the people who are in big debt trap. Their interest rate is very low, but commission for arranging loan is very high. Their minimum amount will be always in Crores, may be around Rs 30 Crores or more. They collect commission first and then they vanish. In my 22 years experience, a number of persons came to my clients. But, I always discouraged my clients and all of them survived.. Don't entertain them and advice your client not to give any advance, reimbursment of airticket or other incidental charges. Don't waste your time for arranging a meeting  with them.