HRA and interest on house property

This discussion explores whether an individual can claim House Rent Allowance (HRA) and also claim interest deduction on a self-occupied house property. The consensus is that while you can claim interest deduction up to £200,000 on a second property if it meets the criteria for being treated as self-occupied (e.g., no monetary benefit received, possession not taken), you cannot claim HRA for that same property. The HRA benefit would apply to a rented property, while the interest deduction applies to a property owned and occupied by you.