HOW TO ADD BANK ACCOUNT FOR A NON RESIDENT

@ Siera Sunu Kurian

You should repost your query with "NRI without Aadhaar Card unable to log in to ITR Filing Portal, what is the solution?"

Sir

My relative can log in to ITR portal but isn't able to add a bank account because there is no suitable option for receiving an otp other than net banking which isn't working too. Thank you for responding.

@ Siera Sunu Kurian 

The OTP for the addition of bank account to I-T Portal would come NOT to the mobile number linked TO I-T Portal BUT TO MOBILE LINKED TO THE BANK ACCOUNT.

So check with the bank why OTP not coming.

Sir, My problem results in the query where when a non resident is not necessarily required to have an aadhaar card and does not have one, how is this person supposed to add a bank account in the itr portal, if after entering the details of bank account, for the purpose of e verifying has options of aadhar( dont have), net banking(not working, access is denied is showing), dsc(do not have), demat(do not have).

Thank you for responding.

Sir, My problem results in the query where when a non resident is not necessarily required to have an aadhaar card and does not have one, how is this person supposed to add a bank account in the itr portal, if after entering the details of bank account, for the purpose of e verifying has options of aadhar( dont have), net banking(not working, access is denied is showing), dsc(do not have), demat(do not have).

Thank you for responding.

@ Siera Sunu Kurian 

From this year, e-verification using one's validated bank account had stopped working.

Which many of us came to understand after multiple e-verification failure. This is sneaky, since the e-verification menu still mentions verification using NetBanking which was working perfectly last year.

Most of individual filers do not have digital certificate for e-verification.

And I do not know whether any other methods in the e-verification menu are working except with Aadhaar selection which is working as I had to verify after one of my relatives could not e-verify for almost a week. Finally only Aadhaar selection worked and OTP came from I-T Dept, not from UIDAI.

So I am at a loss on how to help with your problem.

Perhaps this needs direct intervention of the FM as many NRIs must be facing same problem.

If you have twitter, highlight this serious problem to the FM through Twitter. Emailing does not work, I understand.

I was facing a similar issue, not an NRI issue, but was unable to add bank accounts.

After clicking on My Profile>Click on “My Bank Account” >The "Vaidate" button that used to be there before has been replaced with "Proceed to everify". "Proceed to everify" relies on OTP sent to number registered in Aadhaar. I have an Aadhaar but no mobile number registered with Aadhaar & had no bank accounts added in the profile section. 

I downloaded the ITR1 excel utility, filled in all the details and did the offline upload of the ITR & submitted the ITR.. I was prepared to mail the ITR V to CPC Bengaluru. 

I checked after a few hours & to my surprise the 2 bank accounts that were mentioned in the ITR1 were added to the Profile section. One bank account was validated & the other was "in progress". I used the validated bank account to generate the EVC & completed the verification.

To summarize, if you have trouble adding bank accounts to your profile, do a offline filing of your income tax using the excel utility & the bank accounts mentioned in the ITR will be added & validated.

I hope someone in a similar situation might find this info useful. 

Hello there

This suggestion worked and I am very grateful to you. Thank you.

Good to hear that it worked for you as well.👍

@ Seira Kurian,   I have a similar issue.   Have never filed a tax return, but need to file one this year.   Am an OCI with no Aadhar card and unable to add a bank account.   Can you please give me the instruction that worked for you ?   Have opened multiple grieviences with IT portal but have not got an answer.    Please help.

Regards, Narayan

Hello Sir

The steps are as follows:

1. Go to the home page of ITR portal and click on the Downloads section where the offline utility for each ITR forms will be available.
2. Click on the respective ITR form applicable to you and download the utility folder in your desktop and extract the Excel utility.
3. Enter all the respective details  in the downloaded utility.
4. When the bank account section comes, manually enter the details of the bank account number , IFSC code etc 
5. After filling in all the necessary details, calculating tax and validation is completed.
6. Generate and save the JSON file in your desktop.
7. Login to your portal and under the option of filing your tax return choose offline mode and respective ITR form and click on upload JSON file.
8. Submit your ITR return and for OTP, bank account option will be present in the list.
9. Click on that, and click on continue , EVC code will be generated which we will be send to the bank account linked mobile number and email id.
10. Upon entering the EVC code, the OTP verification would be completed and ITR can be filed.

Please do note that for this option to work, the email id and mobile number given in the bank account should match with that of the contact details in ITR portal which is clearly mentioned in the Instructions box below the Add Bank Account Option.

Thanks for your detailed response - your help much appreciated.

Thanks for your detailed response - your help much appreciated.    It did work for me as well.

Pranams.