Dishonour of cheques..

1. The bank Can not refuse the same becouse there is Sufficient balance on that day. the bank should have to houner the cheque.

2. The bank will lavy the minimum balance charges for the same .

Yes, Bank cannot refuse to pass the cheque since sufficient balance is there in the account.  If the Bank ensures that minimum balance is maintained by returning the cheques unpaid in such cases, there would have been no question for providing for charges for not maintaining minimum balance since there would be no situation when minimum balance is not maintained.