About ppf and epf

*What's is PPF and EPF can one person have both accounts* 

ANSWER : YES  

For details understanding read this

 *EPF or Employee Provident Fund* 

It is mandatory for any company with 20+ employees to comply with the EPF schemes of the government. As per this scheme, the employer, as well as the employee, are required to contribute some part of the monthly salary of the employee (generally 12%) into the EPF investment account.

 *PPF or Public Provident Fund* 

PPF is not related to your employer. It is a government scheme which offers fixed return and is targeted towards helping people build a retirement portfolio. Salaried, as well as non-salaried people, can invest in PPF account.

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