Coverage of 'Flood & Inundation' insurance includes damage caused by heavy rains and not just overflowing of river


Last updated: 13 June 2022

Court :
Supreme Court of India

Brief :
In the instant case, the Appellant has not disputed that there were heavy rains on 29.08.2003 and 30.08.2003 in the Nimbahera region. In fact, the surveyor appointed by the Appellant had also observed in its report that heavy rainfall had occurred in the area, causing flood-like conditions that resulted in some of the coal kept in the insured premises being washed off.

Citation :
[2020] INSC 91 -SUPREME COURT OF INDIA

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