Beneficiaries of insurance taken by the insured are also consumer

Last updated: 15 February 2023
Quick Summary
The Supreme Court has ruled that beneficiaries of an insurance policy are considered consumers under the Consumer Protection Act, even if they are not the policyholder. This landmark decision clarifies that individuals who benefit from a service, such as insurance, can claim consumer rights. The court based its ruling on the broad definition of 'consumer' within the Act, which includes beneficiaries of services, not just those who directly pay for them.

Court :
Supreme Court of India

Brief :
All appeals are disposed of in the aforesaid terms. No order as to costs. Pending application(s), if any, shall also stand(s) disposed of.

Citation :
CANARA BANK (PETITIONER) VS. UNITED INDIA INSURANCE CO. LTD. (RESPONDENT)

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