yield in simple words is total return net of discounting factor from an investment. Generally used in fixed income bearing securities/instruments.
Example:
| Government Securities Market | |
| 7.72% GS 2025 | :7.6229% |
| 91 day T-bills | : 6.8536%* |
| 182 day T-bills | : 6.9298%* |
| 364 day T-bills | : 6.9137%* |
source: https://www.ccilindia.com/OMHome.aspx
Yes we can consider as returns but discounted returns.
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