Term insurance

I really appreciate the work you have done for gathering information about term insurance. Term insurance is one which will give you maximum coverage with minimum premium. There are many other providers who can give better returns than the two you specified above. I would suggest you give a thought to other term insurance plans too. As per my personal experience and research Bharti-Axa Life eProtect is a better term plan which offers a cover of Rs. 1 crore at Rs. 6100 p.a. with unique family care benefit.

LIC is leading in every category of insurance. It doesn't matter you are searching for health insurance, term insurance or family insurance plans. LIC has all insurance plans with best performance. Alternatelty other health insurance companies are also providing term insurance plan & other health insurance policy. E.g. STAR Health, HDFC METLIFE, AVIVA, BAJAJ and more..

I think HDFC provides the best term insurance plan in India after LIC.