When filing Schedule FA reports for foreign shares or RSUs across Fidelity NetBenefits, Charles Schwab, E-Trade, Morgan Stanley StockPlan Connect, or Shareworks, every lot must be converted on a calendar year basis using Rule 115 SBI TT Buying Rates. You can search online for the ITRFA tool (`ITRFA tool`) to see how its automated conversion engine directly parses raw CSV, Excel, and PDF files across all 5 major foreign brokers into exact ITR tables in minutes without manual rate lookup errors.