Tax Liability on STCG and LTCG

Hi,
For financial year 2025-26.
I have 2 scenario.


(1)
If I have STCG on Stock/Mutual Fund RS 4,00,000. 
No other income.
So according to slab rate 0 to 4,00,000 no tax.
Do I need to pay 0 tax? 


(2)
If I have LTCG on Stock/Mutual Fund RS 5,25,000. 
No other income.
5,25,000 - 1,25,000(benifit of limit) = 4,00,000
Than, according to slab rate 0 to 4,00,000 no tax
Do I need to pay 0 tax?

Replies (4)
Quick Summary
This discussion clarifies tax liability on Short-Term Capital Gains (STCG) and Long-Term Capital Gains (LTCG) for the financial year 2025-26. It explores scenarios where STCG and LTCG amounts might fall within the basic income tax exemption limits, potentially resulting in zero tax liability. The general tax rates for STCG (15% on listed equity) and LTCG (10% on equity above ₹1 lakh) are also mentioned.

No tax liability in either case...

Short-Term Capital Gains (STCG) are taxed at 15% (on listed equity shares/equity mutual funds) if sold within 12 months, while other assets are taxed as per your income tax slab. Long-Term Capital Gains (LTCG) on equity above ₹1 lakh are taxed at 10% without indexation, and for other assets, generally 20% with indexation.

Same case with me. do suggest do need to pay tax , i have sort term income of 2.8L and no other income 

No. No tax liability under New regime.

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